Lasik – correct ametropia
The correction of ametropia such as presbyopia, farsightedness or astigmatism is now possible with the help of innovative laser technology. Never wear glasses again – this idea inspires and an eye surgery of this kind promises a better quality of life and can strengthen self-confidence. This option also addresses people who cannot tolerate or do not like contact lenses and therefore have to use glasses. Eye surgery is also considered a safe and proven procedure with a high level of success and satisfaction.
But here, too, there are limits to medicine and technology, because there are certain requirements, such as the maximum dioptrin strength, that must be observed. If you are considering such an eye operation, you should first contact the specialists to clarify whether Lasik is possible in an individual case before considering a loan for the eye surgery. The costs for a Lasik operation are not covered by the statutory health insurance companies, with private health insurers it depends on the contractual terms.
Credit options: on-demand or installment credit
In Germany, the prices for a Lasik operation per eye are between 600 and 1,000 USD, although this information is not binding. When it comes to a loan for the eye surgery, the options on-demand credit or installment loan come first. The call-off or framework credit is very flexible with regard to repayment and can therefore be repaid faster than the installment loan with a fixed term.
Loans compared to eye lasers
The installment loan offers a high degree of planning security and is associated with small monthly installments over a longer term, which is definitely a good fit for the tight budget. Here the borrower’s financial circumstances determine the type of loan.
Take advantage of overdrafts or use a credit card?
Depending on income, the overdraft facility can sometimes show the amount required for an eye surgery. But the interest charged on the overdraft does not justify this measure. In contrast to installment or framework credit, these are significantly higher. The use of the credit card must also be weighed up. A revolving card, which offers partial payment options, is the first choice. Installment or call credit are clearly the better alternatives as a loan for the eye surgery.
Credit from Lasik providers
Beauty clinics, eye centers, eye clinics or ophthalmologists perform Lasik operations. Since the costs of these operations cannot always be met through savings or reserves, various specialists and institutions also offer the loan for a Lasik operation. The customer can pay the invoice amount for this intervention in monthly installments, which then corresponds to the classic installment loan. Interested parties would be well advised to compare the loan conditions, in particular the borrowing rate, with offers from banks that provide installment loans in order to ultimately pay interest that is not excessive.